By Leeroy Jarvis – CaboCribs Broker

Everything You Need to Know About Fideicomisos

If you’ve been thinking about becoming a property owner in Los Cabos, you’ve probably bumped into the term Fideicomiso. But what does it mean ? How does it work ? Why is it a real game changer for you ? This comprehensive guide will not only demystify the concept but also provide you with the knowledge to make informed decisions in your real estate journey – So without further ado, Let’s dive in!

The ABCs of Fideicomiso Ownership : What is it?

So, you’ve set your eyes on a stunning oceanfront property in Cabo. But there’s a catch – you’re a foreigner and the law restricts direct ownership of real estate in certain “restricted zones” of Mexico. Here’s where the Fideicomiso, or the Mexican Property Trust, comes in. Think of it as a golden ticket that allows you to bypass these restrictions to own that stunning piece of land you’ve been eyeballing. It’s not leasing ; it’s actual ownership…just with a different name.

Find Out Expensive Real Estate in Cabos
Real Estate in Cabos

The Mechanics of Fideicomiso :  How Does It Work?

Put simply, a Fideicomiso allows a foreigner to hold property through a Mexican Bank TRUST. Picture this : The bank (your trustee) holds the title, but you hold all the rights. It’s like having your cake and eating it too! You can sell it, rent it, will it – all under the protective umbrella of the Fideicomiso.

Now you might think all of this sounds daunting. However, when broken down step by step, the entire process is actually pretty simple. Here’s how it unfolds :

Checkout Fideicomiso Flow Chart
Fideicomiso Flow Chart

Time and Money : Let’s Talk Hours and Dollars

  • How long does it take? Typically, setting up a Fideicomiso takes anywhere from 30 to 90 days. Remember, good things come to those who wait and this trust is no exception.
  • How much does it cost? You’re typically looking at an initial fee of around $500 to $1,000 with yearly maintenance fees ranging from $400 to $700. A reasonable price to pay for peace of mind, I always say!

What About Safety ?…

Over the years, I’ve seen eyebrows raised and heard whispers questioning the safety of Fideicomiso. But let me be clear : a Fidecomiso is as safe as a house! (pun intended.). With over a decade of experience navigating the real estate waters of Cabo, I can assure you this trust guarantees the protection of foreign property owners. And if you’re still on the fence, thousands  of global investors and homeowners in Los Cabos currently stand testament to this fact.

Best in Class Ocean View Condos
Ocean Condos

Bringing It Home : Why Fideicomiso is Your Best Bet

By now you might be thinking « Leeroy, this sounds great, but is it really the best route for me? » And my answer is a loud and resounding yes! Why ? : flexibility and protection. With a Fideicomiso, not only do you get to enjoy long-term property control, you also benefit from transparent real estate regulations in Mexico. Want to make improvements? No problem. Thinking of selling? Easy peasy. And most importantly…you get the chance to own your slice of paradise.


There you have it – the A to Z of the Fideicomiso process. As we wrap up, remember that buying property in a foreign city, especially a gem like Los Cabos, is a journey : filled with excitement, a few twists and turns and the promise of a beautiful lifestyle. With the Fideicomiso in your toolkit, that dream property is one step closer. If you need more help, the CaboCribs team is ready to assist you every step of the way. So, let’s connect !

Want to know more about Los Cabos real estate, feel free to dive into these articles :

Cheers to new beginnings in Cabo! 🥂


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