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How Much Money Do I Need to Retire in Mexico?

Although the Mexican border has been taking heat for the large migration of undocumented immigrants entering the United States, there has been a large migration of Americans relocating and retiring in Mexico. The reason for this being the better weather, new experiences, and relaxed lifestyles that they will find as they head south into Mexican territory. These expats also enjoy access to affordable and quality healthcare and a lower cost of living. Mexico is a popular destination because it offers all this – plus its close proximity to the US makes it easily accessible and cheap to travel between to visit family and friends.

One of the first things to consider when deciding to live abroad is the cost of living in that country. Below, we take a quick look at how much money you might possibly need to retire comfortably in Mexico.

 

Lifestyle Determines the Amount of Money You Will Need

 

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No matter where you retire, the way you retire greatly affects the amount of money you will need to do it. It is completely possible to retire on a fraction of a salary of what you would receive in the United States in Mexico. For instance, if you are willing to live modestly in a small apartment, eat at home, and sacrifice some of the comforts you may be used to back home you could save tons of money. Contrastingly, you could easily spend $15,000+ a month living in an exclusive beachside community while participating in expensive leisure activities, fine dining, and travel.

Most people who retire abroad fall somewhere in the middle between lavish living and budget consciousness. In order to achieve this in Mexico, a retired couple might be looking at the following monthly costs. Keep in mind that this level of budget in Mexico permits renting a house with three-times-a-week maid service and a weekly gardener:

These numbers are based on estimates on the website www.internationalliving.com.

For about $2,175 a month, or about $26,100 per year, a couple could retire comfortably in Mexico. With the peso hitting record lows, Americans can take advantage and stretch their retirement budget even further. Take for instance that the average monthly benefit for retired workers is $1,341. For a couple receiving that amount, this adds up to $32,184 each year – just enough to cover this budget.

Of course, retirement costs vary depending on each person, and your costs could be lower or higher than the estimates stated depending on your situation and lifestyle choices. Also remember these estimates don’t include expenses such as traveling to/from your retirement destination, moving costs, taxes, or emergencies.

 

More Ways to Save

Another way to save is through Mexico’s retirement benefits program. You are eligible for the Mexico’s Personas Adultas Mayores benefits program if you are 60 or older and have a Mexico resident visa. This program provides discounts of 10% to 50% off full price for a variety of services, including healthcare, cultural activities, transportation, and hotels.

Another important way to control costs is to shop at the local food market and learn where you can buy things at the “local” rate instead of the “tourist” rate. It is easy to forget that you’re not vacationing and you can easily burn a hole through your retirement funds if you are not careful.

 

Wrapping it Up in Mexico

Retiring in Mexico is a good option for those looking to adventure through new experiences and cultures, wanting access to affordable healthcare, or looking for a lower cost of living. Life outside the U.S. can create a culture shock so it is helpful to have an open mind and be adaptable to fully enjoy and appreciate the experience.

Also, visas, residency requirements, and taxes can be complicated as an expatriate so it makes sense to work with a qualified attorney and/or tax specialist when making plans to retire outside the United States.

Otherwise, we hope this has been informative enough for you to make the plunge into the crystal clear waters of Mexico!

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What is Green Building?

“Going green” has become a staple phrase in an increasingly environmentally friendly world. It is a movement that everyone will eventually have to follow simply because we will not have any other choice. Our uncontrolled population growth and increased consumption has created an ecosystem that will not be able to sustain the lives of the inhabitants on our planet. At the rate we are going, we will run out of natural resources we rely on for our survival and will have to create innovative and sustainable practices so that we can be proactive about the degradation of our environment. A good place to start with in creating these sustainable practices is in our very own homes. We can each do our part to help maintain the home we all share called Earth. This is where green building makes it grand entrance, and provides a solution for the current situation that our species has put us in. But what exactly is a green building, why should you consider it, and what are the objectives of this phenomenon? We will lay out all this information for you and leave you wanting to participate in your own green building.

 

What is Green Building?

There are different kinds of green building definitions out there. Some people think of a green, or sustainable building that does not make as bad as an impact on the environment compared to another average building. Others might believe it to be a particular kind of building that also has environmentally friendly surroundings.

The model green building is a building project that allows one to preserve the natural environment around a project site, while at the same time having the ability to produce a building that serves a purpose. It is a building project that is look at how the construction and operation of a building will take into account the environmentally friendly management of the land, water, resources, and energy of the area. This is the actual definition of a green building.

 According to the U.S. EPA, “Green building is the practice of creating structures and using processes that are environmentally responsible and resource-efficient throughout a building’s life-cycle from siting to design, construction, operation, maintenance, renovation and deconstruction. This practice expands and complements the classical building design concerns of economy, utility, durability, and comfort. Green building is also known as a sustainable or high performance building.”

 

Why You Should Go Green?

There is no doubt the importance of going green. We all need to do our part in providing a safe home for future generations. Those who go green understand that they can help in reducing their carbon footprint and know they can lend a helping hand to protecting the environment. There are a number of ways in which you can go green, but builders and construction workers must do their part as well. It is not necessary to go all in and get overwhelmed by it all; you can easily take some baby steps in your path towards full sustainability.

Green buildings reduce the overall impact on environment and human health by:

  1. Reducing trash, pollution and the degradation of environment.
  2. Efficiently using energy, water and other resources.
  3. Protecting inhabitant’s health and improving productivity. 
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A green home in Los Cabos | MLS 17-297

 

The Costs of Not Going Green

Some people believe this green revolution is only taking more money out of their pockets, which is a common misconception among skeptics to the movement. Although green materials and products can be more costly, their are costs from not going green that are much more disadvantageous.

When resources become so scarce because of how much we deplete them, the prices of these resources we take advantage of will rise dramatically. This is because the shortage of supply and increased demand for these products will cause those prices to increases. At the rate we are going, we will one-day struggle to access basic goods and suffer an even higher social cost. Apart from environmental costs, we will be risking our lives by not going green.

Furthermore, if more sustainable green practices are chosen, energy costs will eventually go down because going green also means conserving energy. Green building should be seen as more of an investment than anything else. It is an investment that will not only save money but also keep environmental costs down. It is a win-win scenario for everyone and it is a decision that is necessary to make.

Green Building Benefits

One thing is for sure, and that is that the benefits of green building heavily outweigh its costs. The benefits of green building range from environmental benefits to economic ones all the way to social ones. By adopting greener practices, we optimize environmental and economic performance. The benefits of green building are separated into the different areas below:

 

Environmental Benefits:

  • Greatly improves air and water quality
  • Helps conserve natural resources
  • Reduces wasting of water
  • Protects biodiversity and ecosystems

 

Economic Benefits:

  • Improves inhabitant productivity
  • Reduces operating costs
  • Creates market for green product and services

 

Social Benefits:

  • Minimizes strain on local infrastructure
  • Greatly improves quality of life
  • Improves inhabitant health and comfort

 

The Objectives of Green Building

With everything, there is always a goal or objective we are trying to reach – especially with something like the implementation of green building. The most obvious goal would be to make the earth more sustainable. However, the goals of green building go beyond the main goal of this phenomenon.

When going green, the underlining goal is to help to sustain the environment without disrupting the natural habitats around it. When starting a building project it is important not to disrupt the natural habitat of that area so as to not create detrimental ripples in the ecosystems. Disrupting the natural habitat can cause act as a butterfly effect for the ecosystem and leave us without the resources we are dependent on.

The smallest changes to the environment can have dire consequences to an ecosystem. Comparatively, small positive changes you make can also have dire consequences that can help promote a better and healthier place for us all (including plants and wildlife) to live in.

Green building is a phenomenon that uses our social conscious to help us live in a better world. You might not be planning on rebuilding your home, but you may want to make a few green changes within your home to ensure that you are doing your part in keeping our planet around for a little while longer. You can cut down on your energy use, save money, and make a big impact on the environment by taking part in this green revolution. Contrary to popular belief, going green is not as difficult as people make it seem. Plus once you do go green, your conscious, and future generations will thank you for it!

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Why Retiring in Mexico Will Be Your Best Decision Ever

Looking for a place to spend your retirement years in blissful relaxation? Mexico just might be the perfect place for you. For over a decade, this South American country has proven that it offers the easiest transition to expat life, consistently making it to the list of top retirement destinations in the world. It has bagged the number one spot for the fifth time this year, further cementing its title as the best place to retire. Here are some of the reasons why.

  • Low cost of living. Expats can get by with as little as $1,200 a month. With the weakening of the peso against the dollar in the recent years, this amount is expected to go lower. Now, you can spend your money on other things, like putting up a business or buying properties.
  • Quality healthcare. Every major city in Mexico has a first-rate hospital, staffed with medical personnel who has had some training in Europe or the United States. Also, you do not need to have insurance to get treatments; medical care is cheap in Mexico that you can pay it in cash.
  • No language barriers. Many people think you need to learn Spanish to live in Mexico, but English is widely spoken throughout the country, particularly in popular tourist spots and expat communities. Thus, newcomers can easily communicate and fit right in.
  • Close proximity to the US. Those who plan on living part-time in Mexico will love the fact that the US is just a few hours away. Driving or flying home is convenient and cheap, with airline tickets costing as low as $200. This makes it easy to escape the cold winters of the US and soak up some sun down south.
  • Flexible weather. With the diverse selection of climates in the country, retirees will not have a hard time finding the perfect place with the right weather for them. Expats can choose to live practically anywhere, from spring in the highlands to summer on the beach.
  • Numerous retiree benefits. Legal residents aged 60 and above can get discounts on bus and airline tickets, as well as medical care, museum entrance fees, and more. Permanent residents with an INAPAM Card are given additional discounts that can go up to 50 percent.
  • Friendly locals. Naturally welcoming and friendly, tourists and expats will not have a hard time interacting and befriending the locals. They are warm and genuine, and would never hesitate to give you any kind of assistance, making your new life in Mexico a little easier.

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Mexico might have had built itself a bad reputation over the years, but there are actually areas in the country that boast all the features and amenities a retiree is looking for. Whether you are looking to experience exotic culture or a first-class lifestyle, you will find it all here. Look for the perfect property for you in CaboCribs.com now and be a part of the 1 million Americans who now proudly call Mexico their home.

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Mexico is the Top Retirement Destination in 2107

best-retirement-destination-mexico

For many people, retirement means days of relaxation and slacking, and it is not something that you can do in your city. After rounds of research and surveys, International Living has compiled a list of the best places to retire this year and ranked them accordingly. Read on and take your pick.

10. Malta. Despite its compact size, this Mediterranean island offers a marvelous lifestyle. It offers 300 days of sunshine, reasonable cost of living, and excellent health care. Once you are done exploring the island, Sicily and Paris are just a few hours away.

9. Portugal. The low cost of living and real estate are just two of the many reasons why this country is getting more and more popular among retirees. Lisbon, and the seaside towns of Estoril and Cascais, are the more favorite places of expats.

8. Nicaragua. Over the past decade, this country has undergone several changes for the better. Progress is apparent everywhere and should many any expat’s lifestyle easier. Getting a resident’s card is easy, and so is opening and running a business.

7. Spain. Miles of beaches, warm coastal climate, affordable real estate, low cost of living and laidback lifestyle make it a top retirement destination. Aside from beach living, Spain’s historic cities is a great attraction for many retirees.

6. Malaysia. Clean and modern with unrivaled public transport, this exotic place is home to some of the friendliest people in Asia. This country is known for budget travels, but there are also world-class vacation spots that both tourists and expats can enjoy.

5. Colombia. Once overlooked as a great retirement place, the country is now getting attention for its closeness to home. Aside from its great sceneries, Colombia is also proud of its warm, welcoming people, as well as their food, music and festivals.

4. Costa Rica. This safe and stable country has been giving refuge to retirees for over three decades now, and it continues to do so today. One of its best features is its high-rate health care, with world-class doctors using the latest technologies.

3. Ecuador. To those who put excellent weather as their priority when looking for a retirement place, Ecuador is it. Real estate is also very affordable, so buying or renting a property will give any retiree incredible savings in the long run.

2. Panama. It may be popular for its canal, but Panama is also drawing retirees all over the world for its ease of living. Its famous Pensionado program makes it easy for foreign retirees to get residence, also granting them a wide range of discounts.

1. Mexico. There are many great places to retire in the country, perhaps one of the most popular is Los Cabos with its gorgeous beaches, laidback lifestyle and rich culture. Many websites like CaboCribs.com can help you pick a great place to stay in this paradise.

“Mexico has always offered arguably the easiest transition to expat life around: Low-cost, conveniently close, friendly locals and plenty of expats—Mexico offers an appealing balance of exotic foreign culture and familiar First-World lifestyle… Life here is easy and relaxed. And also rich and complex in sensations and experiences.” [Source]

 

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5 Tips for the Best Winter in Cabo San Lucas

Mexico might have had a reputation of being too dangerous for Americans, but there are still areas that boast a robust tourist life. Aside from the popular Riviera Maya, Tijuana and Ensada, there is Cabo San Lucas. Just a few hours away from North America, Cabo sits at the tip of Baja California. It is home to some of the best seafood and ocean fun in Mexico. If you do decide to escape the cold for a sunny winter this year, here are some tips to make your vacation the best you could possibly have.

  1. Avail of the all-inclusive options many resorts in the area offer. For as low as $50, you can already enjoy all you want to eat and drink while you relax in paradise. This one-time payment saves you from tipping, currency conversion charges and bar tabs.
  2. Experiencing a foreign culture can be hard if you do not understand what the people around you are talking about. At least a month before the trip, download a language app that you can play during your downtime. This way, you can chat up and be friendly with some of the locals.
  3. Because of its location right at the tip of the continent, Cabo is home to fresh seafood and the best sport fishing in North America. Once there, make sure that you get a taste of their local guacamole, and several of their lobster and Dorado recipes.
  4. Set aside time to go out of your resort and stroll through town for some handcrafted hats and shirts. Also try out the local restaurants serving ceviche, seafood recipes and cerveza. Several excursion companies run affordable deep sea fishing, ARV and watercraft tours.
  5. Resorts in the Pacific Coast do not allow swimming in the seas because of the big waves. Thus, pick a resort in the side of the Sea of Cortez. You can also just take a short walk from the Pacific side to the Medano Beach where it should be much safer to take a dip.

There are still so many exciting things that await you on your trip to Cabo San Lucas.
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Ask a tourism officer in the area, or just chat up and get friendly with a local to help you make the most of your vacation. Pack your bags and book a ticket now. This just might be your best trip yet.

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What are the Rights of a Foreigner While in Mexico?

Anyone who is a foreigner in any country is bound to feel some amount of uneasiness, particularly when they are faced with a legal problem, conflict with the local citizens or altercation with legal processes or authorities. The same holds true for foreigners in Mexico. Read on as we give the basic information about your rights while in Mexico, along with what to expect with your foreign status.

The Immigration Law states that the immigration policy of Mexico is to secure full respect for the human rights of domestic, migrants and foreign, regardless of age, gender, ethnicity, immigration status and nationality. Special attention is given to vulnerable groups like seniors, teenagers, children, women and indigenous. Should the foreigner be accused or found guilty of any unlawful act, their undocumented immigration should not create any prejudice.

For those who have any interest in Mexico, whether it is an investment, business or family in the country, the state should also guarantee that the acquired rights of immigrants is recognized. Free transit throughout the country is guaranteed equal to any national, as well as access to education, medical and other public services, regardless of their immigration status. Civil actions cannot also be denied by authorities, particularly in marriages and granting of wills.

One specific right of a foreigner that is not exactly well known among Mexican authorities is that an interpreter should be provider for them if they cannot speak or understand Spanish. And should there be any legal judicial processes against a foreigner, authorities have to inform the foreigner of any international agreements or treaties when it comes to the transfer of prisoners, along with any other piece of information that may benefit them.

Now, what are the main obligations of foreigners during their stay in the Mexico? The law states that immigrants should comply with these obligations: protect their immigration status documents; show documents proving their identity and immigration status when needed; give personal data when requested by authorities; and other obligations stated in the Constitution, Act, Regulations and other pertinent provisions.

We hope that the concepts we showed above has given you a clearer view of the most common doubts of foreigners in Mexico. Keep them in mind as they will come in handy on your next trip to Mexico. If you have any specific case or particular question, do not hesitate to consult an immigration expert or the Mexican immigration authorities.

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Experience a Whole New Christmas in Los Cabos

The holidays is a time for festivities, especially in Mexico, where Christmas season goes for almost two months. In fact, the period between December 12 (Feast of the Virgin of Guadalupe) and January 6 (Feast of the Three Wise Men) is filled with several fiestas that it is jokingly called the Guadalupe-Reyes Marathon. Here are some of the most exciting holiday activities happening all around the region.

  1. Sabor Food and Wine Festival – Usually held during the first week of December, this festival brings together chefs from various restaurants in the region for a whole day of eating, drinking and music.
  2. Parroquia San Jose – Set in the region’s historic downtown area, this beautiful church features the mosaic Pericues which depicts the killings of its early inhabitants. This is the best place to attend holiday services.
  3. Dressed to the K9s Christmas Party – Thrown in behalf of the Los Cabos Humane Society, this elegant soiree features a fundraising auction and raffle, along with delicious food and drinks.
  4. Holiday Spirits – Aside from Corona and Pacifico, Mexico also boasts a range of seasonal spirits, including PoncheNavideno, made from the hawthorne fruit, and Noche Buena, a dark, spicy lager.
  5. Las Posadas – This event commemorates the journey of Mary and Joseph from Nazareth to Bethlehem. Lasting for nine days, there are nightly reenactments and processions that end with house parties.
  6. El Dia De Los Santos Inocentes – Also called Innocent’s Day, this December 28 celebration remembers King Herod’s decree to kill all male infants to protect his throne.
  7. Nochevieja – After the New Year’s Eve dinner, people go out to enjoy theme nights and local parties. The New Year in San Lucas is greeted with a beautiful fireworks display over Medano Beach.
  8. Casa Dorada New Year’s Eve Party – The luxurious Casa Dorada Resort and Spa annually holds costume-theme parties. This is a go-to party for those looking to ring in the New Year in style.
  9. El Dia De Los Tres Reyes – The celebration of the Three Kings of a time for children to open their gifts, as well as for family and friends gathering. Its signature treat is the sweet bread rosca de reyes.
  10. Whale watching – The Los Cabos whale watching season stretches from December to April where up to 10,000 males migrate to their breeding grounds down south.

With all these activities, you will surely have a most enjoyable Christmas season in Los Cabos.

But despite all these, what is important is the time of devout observances and gatherings with friends and family.

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The Tradition and Story Behind the Feast of Our Lady of Guadalupe

The Feast of Our Lady of Guadalupe is a popular Catholic celebration in commemoration of a man that encountered the Virgin Mary on December 9 and 12 on 1531. Every December 12, public celebrations in honor of Mary are help all throughout Mexico. Thousands of people all over the world pay pilgrimage to see an image of the Virgin Mary at the Basilica of Guadalupe in Mexico City, while children garbed in traditional costumes are blessed in churches.

What makes Our Lady of Guadalupe different from the other apparitions of the Virgin Mary? For one, this is the only apparition where Mary left a miraculous image of herself that is not made by human hands. Also, this is the only universally-venerated image of Madonna and Child where Mary looks pregnant, instead of the common image of her holding baby Jesus. These and many other aspects make this a significant apparition for Catholics and all of humanity.

In 6th century in present-day Mexico City, the Virgin Mary appeared to St. Juan Diego on the Hill of Tepeyac, requesting that a church be built on that very site. To prove her identity, Juan Diego was asked by the Virgin Mary to gather roses growing on the hill. Juan Diego wrapped the roses in his cloak and took them to the bishop. When he opened his cloak to the bishop, aside from roses, a striking image of the Virgin Mary miraculously appeared in the cloak.

The image of the Virgin Mary was wearing the traditional garb of an Aztec princess, with a black sash around her waist that indicated pregnancy. The elements of the image specified the Virgin Mary as being above the Aztecs gods, all the while showing that he is submissive to God. With mere symbols, the miraculous image on the cloak spoke the truth about the Christian faith, and a mass conversion of millions of Aztecs to Catholicism followed soon after.

A church – called the Basilica of Our Lady of Guadalupe – was immediately built on the Hill of Tepeyac. Here, the original cloak of Juan Diego with the miraculous image is put on display for visitors to see. The basilica has become one of the most popular pilgrimage sites for Catholics all over the world. The miraculous image of Our Lady of Guadalupe on the cloak has been placed through several scientific testing procedures to prove its miraculous legitimacy.

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Whale Watching in Cabo San Lucas: Why It’s One of the World’s Best

Whale watching is one of the most exciting things you can do in Cabo San Lucas. The number of whales passing through here is so immense that visitors are guaranteed to see at least one during the peak months from December to April. But what really makes whale watching special in this part of the world? And what can you expect when you find yourself joining one its tours? Read on to find out.

Sitting at the tip of the Baja Peninsula between the Pacific Ocean and Sea of Cortez, Cabo San Lucas is a very special place for encountering whales. The Pacific Ocean has become a highway for Gray and Humpback whales as they make their way from Mexico to Alaska, while the Sea of Cortez is a whale sanctuary, thus creating an area highly concentrated with whales.

Considered as one of the world’s most biologically-intact seas, the Sea of Cortez enjoys a high population of Gray and Humpback whales from December to April. Add that to about 75 percent of whale species in the Sea of Cortez and you will find that whales thrive in this area all year round. On some tours, you can catch a glimpse of other species like Blue, Fin, Sperm and Killer Whales.

Another thing that makes whale watching in Cabo San Lucas very special has to do with the reason why they are in Los Cabos in the first place. Every year, the whales return to their place of birth to play, mate and give birth. Thus, whales spend energy in displaying their emotive state physically. Do not be surprised to see them launching themselves from the water and making a big splash.


And as if seeing a whale in all its glory is not good enough, visitors are also treated with other whale behaviors like flipper slaps, breaches, tail lunges, spy hops and tail slaps. By far, the Humpback whales have proven to be the most impressive. During those months when the whale population swells, you will witness wild displays of whale desires as they impress each other to look for a mate.

There are many tours offered in Cabo San Lucas that will give you a chance to get up close and personal with these majestic creatures. Join any of their tours now and see different whales display themselves in all their grandeur. Indeed, whale watching in Cabo San Lucas is one sensational adventure of a lifetime that you will treasure forever.

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Taste the Finest Food and Wine Los Cabos Has to Offer

For ten years now, the Los Cabos International Food Festival has prided itself in highlighting the best in Los Cabos cuisine. In fact, it has now become one of the world’s best events of its kind. The festival does not disappoint, year and year, and it’s only expected to get better in the years to come.This year, the International Festival of Food and Wine – locally known as Sabor a Cabo – will take place from the 2nd to 5thof December and will be sponsored by the Los Cabos Tourism Board. Like in the past years, it will bring together the best chefs from Los Cabos, and feature the region’s rich wine selection.

Sabor a Cabo 2016 Theme

Sabor a Cabo has now been considered an international event, now that it is on its tenth year of celebration. The reason for this is because the festival has also come to promote Los Cabos cuisine, similar to the region’s promotion of its tourism attractions like golf and fishing.Alfonso Vazquez Olivas, Sabor a Cabo President, announced that this year’s theme is “Simmering… A Tribute to Mexican Roots” where the traditional food and wines of Baja California Sur will be showcased. Below is a quick look at this year’s schedule for the Los Cabos International Food Festival.

Sabor a Cabo 2016 Schedule

Day 1 (December 2): Beer Fest

Starting at 5PM at Plaza El Pescador, Cabo San Lucas will play host to a wide range of food vendors, live music, and traditional crafts. The highlight, of course, is a display of a selection of Mexico’s best beers.

Day 2 (December 3): Art Walk and Wine

San Jose del Cabo’s gallery district will welcome its guests at 5PM and treat them to an evening of stunning art and delicious food, accompanied by an innovative selection of Mexico’s fine wines.

Day 3 (December 5): Evening Under the Stars

Dubbed as the main event, this will take place in Chileno Bay. It will feature food and drinks from almost 40 restaurants as guests will be serenaded with a live performance by singer-songwriter Lila Downs.

Los Cabos has so much culinary offerings and this wonderful event is the perfect place to experience them all. Sabor a Cabo is one of the region’s annual events the visitors and locals alike would want to watch out for every year.

Book your flight and get your pre-sale tickets now. And when you find you find yourself falling in love with Los Cabos and everything that it has to offer, you might want to consider getting a piece of property so you can come back and stay whenever you want.

Head on to CaboCribs.com Real Estate and make the search so much easier for you.

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